alternative to a 401k
Beyond the 401(k): Real‑World Alternatives for Building a Secure Retirement
Answer: Viable alternatives to a 401(k) include Roth IRAs, traditional IRAs, brokerage accounts, SEP-IRAs, solo 401(k)s, and emerging private-asset options like real estate and crypto. Each offers distinct tax treatment, contribution limits, and liquidity that can complement or replace an employer-sponsored plan. When traditional plans limit choice